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Revenue Protection

Crop insurance is purchased by agricultural producers, including farmers, ranchers, and others to protect themselves against either the loss of their crops due to natural disasters, such as hail, drought, and floods, or the loss of revenue due to declines in the prices of agricultural commodities.

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Revenue Protection with Harvest Price Exclusion

Revenue Protection (RP) and Revenue Protection with Harvest Price Exclusion (RPHPE) are individual plans that protect against revenue losses caused by low yields or low prices, as well as higher fall prices on a per-unit basis based on the Projected Price. The producer chooses the coverage level.

RP and RPHPE are multi-peril crop insurance products that are based on the Commodity Exchange Price Provisions (CEPP) prices and protects against production loss, price decline or increase, or a combination of both. To determine the loss guarantee, RP will use the greater of the Projected or Harvest Price. RPHPE insures in the same way as RP, but uses only the Projected Price to determine the loss guarantee.

How Does It Work

  • Establishes a minimum guarantee of revenue per acre
  • May select coverage with or without Harvest Price Exclusion
  • To determine the Revenue Guarantee, RP will use the greater of the Projected Price or Harvest Price. RPHPE will use only the Projected Price
  • For both plans, the indemnity payment is determined using the Harvest Price if revenue to count is less than final Revenue Guarantee, an indemnity is paid

Premium

Per-acre premiums will depend on the county of the insured crop, unit structure, the crop’s APH yield, and price elections. Higher coverage levels and higher elected prices result in higher premiums.

Additional Coverages

Late Planting Coverage: May provide additional time to plant crops when conditions prevent timely planting.

Prevented Planting: May allow for payments when insurable causes of loss prevent you from planting your crops.

Replant Provisions: May provide an additional payment for the extra expenses involved when it is practical to replant and the acreage qualifies.

  • Protects against revenue loss caused by low yields and/or low prices,as well as higher fall prices
  • Flexible and efficient management tool to crop producers
  • Subsidized by the Federal Crop Insurance Corporation (FCIC)
  • The Harvest Price increase is limited to 200% of the Projected Price
  • There is no downward limit
  • Coverage on basic, optional, enterprise, and whole-farm units where available
  • Discounts for producers that insure multiple crops on whole-farm units
  • Premium amount is determined using the Projected Price
  • The premium will not increase even if the Harvest Price is higher than the Projected Price
Contact Us
(641) 743-6665​
349 Public Square
Greenfield, IA 50849​
Click Here to Email Us
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ProTeam Insurance
349 Public Square
Greenfield, IA 50849​
(641) 743-6665
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